Make this Christmas magical. Request funds today and receive them as soon as tomorrow.
Whatever your holiday plans entail, a personal loan can help bridge the gap between your paycheck and your festive dreams.
We aren't a bank. We're a technology platform that connects you with a network of lenders competing for your business. This means better rates, faster service, and higher approval odds.
Our AI-driven engine processes your request instantly. No long waits in bank lines.
Your data is encrypted with 256-bit SSL technology. We treat your privacy with the utmost respect.
"I tried three other sites and got denied. FundsNew connected me with a lender in 2 minutes who approved me for $1,500. Christmas is saved!"
Complete our secure online form in under 2 minutes. We just need basic details to find your match.
If connected, you'll be redirected to a lender's page to review loan terms and rates.
Accept the loan and funds are typically deposited into your bank account as soon as the next business day.
Everything you need to know about our service
Repayment Plan For Various Loan Amounts and Terms
| Loan Amount | Interest Rate (APR) | Loan Term | Prepayment Penalty | Origination Fees | Monthly Payments | Total Payments |
|---|---|---|---|---|---|---|
| $200 | 15% | 6 Months | NO | NO | $34.71 | $208.28 |
| $1,000 | 13% | 12 Months | NO | NO | $89.32 | $1,071.81 |
| $2,000 | 11.5% | 24 Months | NO | NO | $93.68 | $2,248.34 |
| $3,000 | 10.5% | 36 Months | NO | NO | $97.51 | $3,510.26 |
| $5,000 | 10% | 48 Months | NO | NO | $126.81 | $6,087.02 |
Each lender has their terms, fees, and policies. Loan details, such as fees, rates, APR, nonpayment rules, and renewal policy, vary by lender and state and are outlined in your agreement. On our part, we provide plenty of information that can help you better understand what a loan is, how it works, and how to use it wisely.